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PrototypeREF · BEC-55
BEC Payment Risk Copilot
A finance-team risk copilot that flags suspicious payment requests before money moves.
Why this matters
Business email compromise creates asymmetric risk: a single missed fraudulent wire can outweigh years of tooling cost. The highest-value wedge is finance workflow verification, not generic phishing detection.
Features
- Payment-change and invoice anomaly classifier
- Vendor identity, domain, and urgency-language checks
- Hold-payment workflow with verification evidence
Outcomes
- Fewer unverified payment changes
- Cleaner audit trail for finance approvals
- Higher confidence before wire release
Reference architecture